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Goal illustration tool

This goal illustration shows the monthly investment that could reach a target amount, at annual rates you choose. Enter a target, a number of years, and three rates, and it shows an illustrative monthly figure for each. It is arithmetic, not a forecast, and it never pre-fills a rate or promises what any fund will do.

Key facts

  • Enter a target amount, a number of years, and three annual rates you choose.
  • It shows the illustrative monthly investment needed to reach the target at each rate.
  • No rate is pre-filled; a deliberately low rate implies a larger monthly amount.
  • It computes in your browser; nothing you enter is sent to a server.

Work backwards from a goal. Enter the target and the timeframe, then three rates including a deliberately low one, to see the monthly investment each rate would imply.

Assumed annual rates (you choose all three)

Enter three different annual rates to compare. Include a deliberately low one: no one can tell you what a fund will return, so seeing a pessimistic case matters as much as an optimistic one.

Illustrative monthly investment at the rate you entered

Enter a target, a number of years, and at least one rate to see an illustration.

Enter a rate
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Enter a rate
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Enter a rate
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This is an arithmetic illustration of compounding at a rate you chose. It is not a forecast, a projection, or an indication of what any mutual fund scheme will return. Mutual fund investments are subject to market risks. Please read all scheme related documents carefully before investing.

This tool computes entirely in your browser. Nothing you enter is sent to a server or stored by us.

The honest way to use this

Notice what the low rate does: it raises the monthly figure, because if returns are poorer, you have to invest more to reach the same target. Planning around the low scenario, rather than the hopeful one, is the safer habit, since it leaves you covered if markets disappoint.

The figure is arithmetic at a rate you chose, not a promise that any fund will deliver it. Our goals section covers how to think about a target, and to build a real plan around one, talk to us.

The information on this website is general and educational. It is not financial, tax, or legal advice, and not a recommendation for your situation. We try to keep it accurate and up to date, but it may contain errors or become outdated. Please verify important details from official sources, and consider your own circumstances, before acting.

Sources

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