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SIP illustration tool

This SIP illustration shows how a regular monthly investment could grow through compounding, at annual rates you choose. Enter a monthly amount, a number of years, and three rates, and it shows an illustrative value for each. It is arithmetic, not a forecast, and it never pre-fills a rate or promises what any fund will do.

Key facts

  • Enter a monthly amount, a number of years, and three annual rates you choose.
  • No rate is pre-filled; you decide every one, including a deliberately low case.
  • The output is labelled an illustration at the rate you entered, not a forecast.
  • It computes in your browser; nothing you enter is sent to a server.

Enter your numbers below. Try three different rates, and make one of them deliberately low, so you can see the case where things go less well as clearly as the case where they go better.

Assumed annual rates (you choose all three)

Enter three different annual rates to compare. Include a deliberately low one: no one can tell you what a fund will return, so seeing a pessimistic case matters as much as an optimistic one.

Illustrative value at the rate you entered

Enter a monthly amount, a number of years, and at least one rate to see an illustration.

Enter a rate
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Enter a rate
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Enter a rate
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This is an arithmetic illustration of compounding at a rate you chose. It is not a forecast, a projection, or an indication of what any mutual fund scheme will return. Mutual fund investments are subject to market risks. Please read all scheme related documents carefully before investing.

This tool computes entirely in your browser. Nothing you enter is sent to a server or stored by us.

What this does, and does not, tell you

The tool multiplies out compounding at the rates you type. That is all. It does not know what any fund will return, and neither does anyone else, which is exactly why you, not us, enter the rate.

Read the three scenarios together. The gap between your low rate and your high rate is the honest range of uncertainty, and a real outcome could fall outside it, in either direction. For the mechanics of a SIP, see what is a SIP. To set one up around a real goal, talk to us.

The information on this website is general and educational. It is not financial, tax, or legal advice, and not a recommendation for your situation. We try to keep it accurate and up to date, but it may contain errors or become outdated. Please verify important details from official sources, and consider your own circumstances, before acting.

Sources

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